Find F1-OPT Insurance for International Students
Secure Affordable and Compliant Health Insurance for Your Stay in the U.S.
F1-OPT Insurance Plans Offered by Student Cover
World OPT
$32
Provider Network
UnitedHealthcare Options PPO
Policy Maximum
Annual/Lifetime Max.-$200,000 | Per Injury/illness-$100,000
Download Brochure (1)
Enroll Now
Know more
World OPT Premier
$48
Provider Network
UnitedHealthcare Options PPO
Policy Maximum
Annual/Lifetime Max.-$400,000 | Per Injury/illness-$100,000
Download Brochure (1)
Enroll Now
Know more
SC Gold Plus
₹3,988
Sum insured
100,000
250,000
500,000
Provider Network
Falck/UHC
Medical Sum-insured
$100,000
Download Brochure (1)
Enroll Now
Know more
SC Prima 300
₹2,854
Provider Network
UHC
Medical Sum-insured
$300,000
Download Brochure (1)
Enroll Now
Know more
SC Prima 500
₹3,329
Provider Network
UHC
Medical Sum-insured
$500,000
Download Brochure (1)
Enroll Now
Know more
Top Features
World OPT
World OPT Premier
SC Gold Plus
SC Prima 300
SC Prima 500
Click on the plan name to change selection.
Medical Policy Maximum
$100,000 (per Injury) | $200,000 (Lifetime)
$100,000 (per Injury) | $400,000 (Lifetime)
$100k/$250k/$500k
TPA & In-network provider
United Healthcare
United Healthcare
Falck/UHC
Affordable Care Act (ACA)
NA
NA
NA
Co-insurance
80%:20%
80%:20%
100%:0%
Deductibles
(In-network/Out-network)
$500/$750
$500/$750
$100 per injury/sickness
Out-of-pocket max.
No limit
No limit
$100 per injury/sickness
In-patient/Out-patient
Covered
Covered
Covered
Co-payments
Physician: $50
Urgent care: $50
Hospital: $0
ER: $350 (waived on admission)
Physician: $50
Urgent care: $50
Hospital: $0
ER: $350 (waived on admission)
None
Student Health center benefits
Cost Share waived at SHC
Cost Share waived at SHC
To be treated as any other medical provider
Pre-existing coverage
Not Covered
Not Covered
Not covered
Medical Evacuation
$50,000
$50,000
Upto Sum-insured
Other Medical Benefits
NA
NA
Amateur Sports Injuries
Physiotherapy
Mental Health
Personal Accident
Dental Injury Expenses
Extra non-medical benefits
Nil
Nil
Personal liability
Bail Bond
2way compassionate visit
Loss of Baggage
Study interruption
Sponsor Protection
Benefits of Choosing Student Cover for F1-OPT Insurance
Plans from leading foreign-based insurance providers
Affordable monthly premiums starting as low as $32
Access to nationwide PPO (Preferred Provider Organization) networks
24/7 customer support and claim assistance
Instant digital insurance ID card
Fast online enrollment process with flexible policy duration
FAQs
What is F1-OPT?
What is F1-OPT Insurance?
What is covered by F1-OPT Insurance?
Why F1-OPT Students Need Health Insurance?
Is health insurance mandatory for F1 or OPT students?
What happens to my university insurance after graduation?
How long can I buy insurance for while on OPT?
Do you offer insurance for dependents on F2 visas?
What mistakes should I avoid on OPT?
Need help? Chat with us
Register now to apply!
Already registered? Click here to login